As a twenty-something, money can be tight. Even if money isn’t inherently tight, as a twenty-something, you should be living with a tight fist, in order to pay down debt more quickly or build an emergency fund. I subscribe to the Dave Ramsey plan and believe whole-heartedly that you can and should live a debt-free life. I am working very hard to get there and believe that I could be debt-free in the next twenty-four months. Along the way, I’ve been working hard to find ways to find free money in the world you’re already living in. Yes, I promise that free money exists, and you can get it with just a couple of steps.
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ParibusHave you ever bought something online and then worried about it going on sale? Do you ever experience the fear of missing out on a sale? Even worse, have you been on the other side of that where you bought something and then immediately afterward it went on sale? It’s the worst feeling in the world. This is where Paribus comes in. Authorize Paribus to sit in your email. Any time a confirmation of a purchase slips into your inbox, Paribus is automatically tracking prices to see if there's a price drop. If it does, Paribus files price adjustment claims. Last year, I saved about $100 with Paribus. They take a small percentage of the amount they find, so you still end up saving money! Sign up for Paribus here.BillcutterzI only recently learned about Billcutterz. You share a PDF of your regular monthly bill with Billcutterz and they negotiate on your behalf to help bring your monthly bill down. They have an especially great track record with cell phone bills and cable companies. Like Paribus, they only take a portion of what they save you, so it costs you nothing to use them. Try Billcutterz here.DigitDid you know you had a spending pattern? You do. Your spending is different at the beginning or at the end of the month. You know what you won't miss? A couple of extra bucks each month. By authorizing Digit to your bank account, the program analyzes your spending patterns and steals just a couple of bucks each month. Believe it or not every dollar adds up quickly! I started using Digit in September. By December, I had saved enough to pay for my ticket and weekend in Philly for my third trip to Army-Navy. Since then, I've diligently let Digit save for me. I'm not going to wind up with a million dollars at the end of the year, but if I can save a pretty penny to add to whatever financial goals I'm working towards at the end of December, I'll be in slightly better shape. Now, I know that Digit isn't exactly free money, but since Digit always takes less than $2 at a time (for me), I never really feel it go away. Sign up for Digit here.Let's talk: Do you have any other ways to find free money?Author Information Emilie is a recent Princeton University grad, currently living in Baltimore, MD. She is half of the brains behind BurkeDoes.com, a life and style blog that specializes in personal finances. Together, Emilie and Laura write about overcoming debt, while balancing trying to eat healthy, stay fit, and have a little fun along the way. She also makes to do lists at MyToDoList.Me. You can follow her around the web: Twitter. Instagram. Foodstagram. Facebook. Pinterest. Bloglovin'
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